Mortgage and Real Estate Calculators

  • Mortgage Calculator – The Mortgage Calculator helps estimate the financial costs associated with mortgages. There are advanced options to include extra payments or annual percentage increases. It is mainly intended for use by U.S. residents.
  • Real Estate Calculator – Real Estate is a broad term with many different calculations associated with it. Included is a list to help choose the right calculator to fit most real estate needs.
  • Amortization Calculator – Webster’s dictionary defines amortization as “the systematic repayment of a debt.” There are two general uses to amortization: paying off a loan over time, or spreading the cost of an expensive and long-life item over many periods.
  • Mortgage Payoff Calculator – Use this calculator if the term length of the remaining loan is known and there is information on the original loan – good for new loans or preexisting loans that have never been supplemented with any external payments.
  • Refinance Calculator – The refinance calculator is used to plan the refinancing of your loan with various choices: Possible cash out, refinance cost, and points are all considered. It will compare the monthly payment, total payment, interest, and offers the possibility to view the existing loan and refinanced loan side-by-side.
  • House Affordability Calculator – There are two House Affordability Calculators that can be used to estimate the affordable amount for houses based on either household income-to-debt estimates or fixed monthly budgets. They are intended for use by residents in the United States only.
  • Rent Calculator – Use the rent calculator below to estimate the affordable monthly rental spending amount based on income and debt level.
  • Debt-to-Income Ratio Calculator – In personal finance, the debt-to-income ratio (DTI) is the ratio of recurring debt vs. gross income on a monthly or annual basis.
  • Rental Property Calculator – Rental property investment refers to real estate investment that involves real estate and its purchase, followed by the holding, leasing, and selling of it.
  • APR Calculator – When applying for loans, aside from interest, it is not uncommon for lenders to charge additional fees or points. The real APR, or annual percentage rate, considers these costs as well as the interest rate of a loan. The following two calculators help reveal the true costs of loans through real APR.
  • FHA Loan Calculator – FHA loans are mortgages insured by the Federal Housing Administration, the largest mortgage insurers in the world.
  • VA Mortgage Calculator – VA loans are mortgages granted to veterans, service members on active duty, members of national guards, reservists, or surviving spouses, guaranteed by the U.S. Department of Veterans Affairs (VA).
  • Down Payment Calculator – Down payments are the upfront portions paid to purchase homes. It is generally expressed as a percentage of the purchase price.
  • Rent vs. Buy Calculator – To rent or buy? This is the all-important, life-changing question every potential home owner will eventually come face-to-face with.

Auto Calculators

  • Auto Loan Calculator – The Auto Loan Calculator considers the most vital factors in order to calculate auto loan information. It assumes that the full purchase price is accounted for whether as down payment or part of the loan, along with any fees involved.
  • Cash Back or Low Interest Calculator – Auto manufacturers may offer either a cash vehicle rebate or a low interest rate with a car purchase. Very often, these offers are mutually exclusive and only one is available. Use the calculator to find out which of the two is the better offer.
  • Auto Lease Calculator – The Auto Lease Calculator can help estimate monthly lease payments based on total auto price or vice versa.

Investment Calculators

  • Interest Calculator – The Interest Calculator can help determine the interest payments and final balances on not only fixed principal amounts, but also additional periodic contributions. There are also optional factors available for consideration such as tax on interest income and inflation.
  • Investment Calculator – The Investment Calculator can be used to calculate a specific parameter for an investment plan. The tabs represent the desired parameter to be found.
  • Finance Calculator – This finance calculator can be used to calculate any number of the following parameters: future value (FV), number of compounding periods (N), interest rate (I/Y), annuity payment (PMT), and start principal if the other parameters are known.
  • Savings Calculator – This calculator considers many different factors such as tax, inflation, and various periodic contributions in order to estimate the end balance of savings.
  • Compound Interest Calculator – The Compound Interest Calculator below can be used to compare or convert the interest rates of different compound periods.
  • Interest Rate Calculator – The Interest Rate Calculator determines real interest rates on loans with fixed terms and monthly payments.
  • CD Calculator – The Certificate of Deposit (CD) Calculator can help determine accumulated interest earnings on CDs over time.
  • Average Return Calculator – Includes tools to help estimate average return for two different situations.
  • ROI Calculator – In finance, Return on Investment, usually abbreviated as ROI, is a common, widespread metric used to evaluate the forecasted profitability on different investments. Before any serious investment opportunities are even considered, ROI is a solid base from which to go forth.
  • Payback Period Calculator – These payback period calculators give out payback period, discounted payback period, average return, and schedules of investments.
  • Present Value Calculator – This present value calculator can be used to calculate the present value of a certain amount of money in the future or periodical annuity payments.
  • Future Value Calculator – The future value calculator can be used to calculate the future value (FV) of an investment with given inputs of compounding periods (N), interest/yield rate (I/Y), starting amount, and periodic deposit/annuity payment per period (PMT).

Retirement Calculators

  • Retirement Calculator – The Retirement Calculator can help plan for retirement financially. Each calculation can be used either separately for quick and simple calculations or in chronological order as a more comprehensive walkthrough of retirement planning.
  • Pension Calculator – Pension policies can vary with different organizations. Because important pension-related decisions made before retirement cannot be reversed, employees may need to consider them carefully.
  • Social Security Calculator – Determine the ideal (financially-speaking) age at which a person between the ages of 62-70 (required age range) should apply for their Social Security retirement benefits.
  • Annuity Calculator – This is an annuity calculator for the forecast of the growth of your annuities. By definition, the term of annuity is used in finance theory to refer to any terminating stream of fixed payment over a specified period of time, for example regular deposits to a savings account, monthly home mortgage payments etc.
  • Annuity Payout Calculator – Calculate the annuity payout amount for fixed payout length or calculate the annuity payout length for fixed payout amount.
  • 401K Calculator – The 401(k) Calculator can estimate a 401(k) balance at retirement as well as distributions in retirement based on income, contribution percentage, age, salary increase, and investment return. It is mainly intended for use by U.S. residents.
  • Roth IRA Calculator – This is a fixed rate calculator that calculates the balances of Roth IRA savings and compares them with regular taxable savings. It is mainly intended for use by U.S. residents.
  • IRA Calculator – The IRA calculator can be used to evaluate and compare Traditional IRAs, SEP IRAs, SIMPLE IRAs, Roth IRAs, and regular taxable savings.

Tax and Salary Calculators

  • Take-Home-Paycheck Calculator – Use the Take Home Pay Calculator to estimate actual paycheck bring home after taxes and deductions from salary. Please note that it is mainly intended for use by U.S. residents. This calculator gives results based on tax brackets of both 2017 and 2018 (Tax Cuts and Jobs Act or Trump Tax).
  • Income Tax Calculator – Use this income tax calculator to estimate the amount of federal tax refund or owe for residents of the United States. It can also be used to estimate the total tax based on incomes and other conditions. This calculator is based on the tax brackets of 2017 and 2018 (Tax Cuts and Jobs Act or Trump Tax).
  • Salary Calculator – The Salary Calculator converts salary amounts to their corresponding values based on payment frequency.
  • Marriage Tax Calculator – Marriage has significant financial implications for the individuals involved, including its impact on taxation. This calculator can help estimate the financial impact of marriage in terms of federal income tax based on 2018 tax brackets (Tax Cuts and Jobs Act or Trump Tax) and data specific to the United States.
  • Estate Tax Calculator – The Estate Tax Calculator estimates federal estate tax due. Many states impose their own estate taxes, but they tend to be less than the federal estate tax. This calculator is mainly intended for use by U.S. residents.

Other Calculators

  • Loan Calculator – A loan is a contract between a borrower and a lender in which the borrower receives an amount of money (principal) that they are obligated to pay back in the future. Most loans can be categorized into one of three categories: 1) Fixed payments paid periodically until loan maturity; 2) Single lump sum paid at loan maturity; and 3) Predetermined lump sum paid at loam maturity.
  • Payment Calculator – This payment calculator can determine the payment amount or payment length for a one-time, fixed-interest loan.
  • Currency Calculator – Live Exchange rates; Customized currency exchange rages; Market exchange rates; Key term; and Education.
  • Personal Loan Calculator – This calculator is designed for unsecured consumer loans granted for personal use towards major purchases such as vacations, weddings, or medical bills. Some people use them to invest in their small businesses. About half of all personal loans are mainly used by borrowers to consolidate debt.
  • Inflation Calculator – Calculate inflation with U.S. CPI, flat rate, and backward flat rate. Review historical inflation rates and learn more about inflation.
  • Lease Calculator – The Lease Calculator can be used to calculate the monthly payment or the effective interest rate on a lease.
  • Budget Calculator – This budget calculator is mainly for the planning of personal finance. All the income items are before tax values.
  • Credit Card Calculator – Calculate the timeframe for payback of an outstanding balance, or the payback total for a certain timeframe.
  • Credit Cards Payoff Calculator – This is a calculator that creates payment schedules of multiple credit cards using the Debt Avalanche method, which prioritizes financial feasibility.
  • Debt Payoff Calculator – This calculator is designed to evaluate payback of one or multiple debts with the option of adding extra payments.
  • Debt Consolidation Calculator – This calculator compares the APR (Annual Percentage Rate) of the debts and the real APR after the adjustment of the consolidation loan fee. It also compares the monthly payment, payoff length, total interests, etc.
  • Repayment Calculator – The loan repayment calculator is for loans that pay back a fixed amount periodically. Most personal loans (mortgage, auto, student loan, etc.) and small business loan belong to this category.
  • Student Loan Calculator – Use the Student Loan Calculator to evaluate student loan payoff options, as well as the interest which can be saved.
  • College Cost Calculator – The College Cost Calculator can help determine rough estimates of what to expect from college costs, and in turn how much to begin budgeting.
  • Sales Tax Calculator – The Sales Tax Calculator can compute any one of the following, given inputs for the remaining two: before-tax price, sale tax rate, and final, or after-tax price.
  • VAT Calculator – The Value-Added Tax (VAT) Calculator can determine a price before VAT, a VAT rate, or a price that is VAT inclusive. Enter values for two out of the three available inputs to compute the third value.
  • Depreciation Calculator – The following calculator is for depreciation calculation in accounting. It takes straight line, declining balance, or sum of the year’ digits method.
  • Margin Calculator – Calculate profit margin, stock trading margin, and currency exchange margin.
  • Business Loan Calculator – here are hundreds of business loans in different forms. Most business loans require monthly payments to pay back, such as SBA Loan, equipment financing, etc. Some require weekly, daily, interest only payments, or simply pay back when the loans mature. Use this calculator to five the real cost/rate of the loan with fees included.

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